Exactly what does title insurance insure?

Prior to issuing a title insurance policy, a title company will perform a search of land records to determine ownership of the land as well as to record any burdens on the land. For example, a person might claim to have an easement on the property that is being purchased that would allow them a right of access across your property or someone may claim that they have a lien on the property that is securing the repayment of a debt. When the search has been completed, typically a commitment is issued by the title company that outlines the circumstances under which the title company agrees to insure the land.

The Title Group would be glad to further consult with you regarding any questions that you might have about title insurance.

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